html, body, h1, h2, h3, h4, ul, li {
	margin: 0;
	padding: 0;
}

html { 
	overflow: -moz-scrollbars-vertical !important; 

}

h1 img {
	display: block;
}
img {
	border: 0;
}
a {
	color: #000000;
	text-decoration: none;
	font-weight: bold;
}

a:hover {
	color: #990000;
	text-decoration: none;
}


.clear {
	clear: both;
}

body {
	text-align: center;
	padding-bottom: 10px;
	padding-top: 0px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	line-height: 16px;
	background-image: url(bg.jpg);
	background-repeat: repeat-x;
}

/** layout **/
#wrapper {
	position: relative;
	text-align: left;
	margin: auto;
	width: 990px;

}



.heading {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 16px;
	line-height: 18px;
	font-weight: bold;
}



ul{
	margin-left: 0;
	padding-left: 1em;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 14px;
	line-height: 18px;
	font-weight: bold;
}
 
#toplogo {
  position: absolute;
  top: 0px;
  left: 0px;
  z-index: 0;
}

#middle {
	position: absolute;
	top: 145px;
	left: 0px;
	z-index: 1;
	background-color: #d2d2d2;
	width: 100%;
	height: 424px;
}

#links {
	position: absolute;
	top: 20px;
	left: 23px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
}

#topinfo {
	position: absolute;
	top: 117px;
	left: 50px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: bold;
}

#contactus {
	position: absolute;
	top: 170px;
	left: 50px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: bold;
}

#contactus {
	position: absolute;
	top: 170px;
	left: 50px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: bold;
}

#indextop {
	position: absolute;
	top: 170px;
	left: 50px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 13px;

}


#info {
	position: absolute;
	top: 365px;
	left: 375px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 14px;
}

#info2 {
	position: absolute;
	top: 245px;
	left: 375px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 14px;
	z-index: 5;
}

#insurancequote1 {
	position: absolute;
	text-align: center;
	top: 160px;
	left: 200px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 14px;
	z-index: 6;
}

#insurancequote2 {
	position: absolute;
	top: 290px;
	left: 25px;
	z-index: 7;
}

#insurancequote3 {
	position: absolute;
	top: 290px;
	left: 525px;
	z-index: 8;
}

#insurancequote4 {
	position: absolute;
	top: 390px;
	left: 525px;
	z-index: 9;
}


#links2 {
	position: absolute;
	top: 590px;
	left: 23px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
}